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What We Offer

Services Designed to
Change Your Financial Story

From disputing inaccurate credit items to building business funding, every service at GNI is built around one goal — putting you in control of your financial future.

Explore Our Services

"Every client comes in with a different story. My job is to figure out the fastest, smartest path to the outcome they deserve."
— Laura Marquez, Founder

Service 01

Credit Repair & Dispute Services

We review your full credit report across all three bureaus, identify inaccurate, outdated, or unverifiable negative items, and dispute them on your behalf — so your score reflects your real financial picture.

Best for: Anyone with collections, late payments, charge-offs, or errors holding their score back
  • 3-bureau credit report analysis
  • Custom dispute letters to Equifax, Experian & TransUnion
  • Creditor goodwill intervention letters
  • Ongoing progress monitoring & updates
  • Credit-building strategy recommendations
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Service 02

Business Credit & Funding Assistance

Build a fundable business profile from the ground up — or repair an existing one. We help you establish business credit that's separate from your personal score and position you to access real capital.

Best for: Entrepreneurs, small business owners, and anyone ready to access business funding
  • Business entity & EIN setup guidance
  • D&B, Experian Business & Equifax Business profile setup
  • Net-30 vendor account strategy
  • Business credit line & loan readiness review
  • Funding source matching
Get Started

Service 03

Financial Coaching

One-on-one guidance to help you understand how credit works, develop healthy financial habits, and build the confidence to make decisions that serve your long-term goals — not just today's emergency.

Best for: Clients who want to understand the "why" behind their credit and take lasting control of their finances
  • Credit score education & goal mapping
  • Personalized action plan
  • Debt payoff strategy (avalanche vs. snowball)
  • Credit utilization & limit optimization
  • Monthly accountability check-ins
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Service 04

Budgeting & Financial Planning

Credit repair doesn't work in a vacuum. We help you build a realistic budget, identify where money is leaking, and create a financial plan that supports both your credit goals and your life.

Best for: Clients who feel like they're spinning their wheels financially and want a clear, workable plan
  • Income & expense audit
  • Monthly zero-based budget build
  • Savings goal framework
  • Emergency fund strategy
  • Long-term financial milestone planning
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Service 05

Credit Building for No Credit & First-Timers

Never had credit, or starting over from scratch? We help you build a strong foundation the right way — recommending the secured cards, starter credit-builder tools, and strategies that fit your situation, so your first steps set you up for lasting approval odds instead of costly trial and error.

Best for: Young adults, new immigrants, or anyone with a thin or no credit file who wants to build credit from the ground up
  • Thin-file & no-file credit review
  • Personalized secured & starter credit card recommendations
  • Credit-builder loan guidance
  • Authorized-user strategy (when appropriate)
  • Utilization & on-time payment habits to build your score fast
Get Started
Not sure where to start?

Let's Figure It Out Together

Every client's situation is different. Reach out and Laura will help you identify which services fit your goals and your timeline.

Book a Free Consultation